financial joy

financial joy

Financial Joy

As seen on ITV's This Morning! A life-changing 10-week plan to help you to turn your life around and design a path to financial freedom, enriched with the small experiences that bring you joy.

Stop worrying about money. Start enjoying your life.

You might be struggling in debt, living paycheque to paycheque, or worried about preparing for retirement; maybe you're considering your first investment, or you just want an escape plan from the '9 to 5'. Wherever you are on your journey, this book will revolutionize your lifestyle and your relationship with money.

Authors Ken and Mary Okoroafor started out as resource-poor, working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth.

You'll learn how to take control of your finances, develop good money habits, become debt-free, invest in assets and multiply your income so you can create the freedom to travel, spend time with your loved ones and plan for a stress-free (early) retirement - all whilst prioritising your wellbeing and having fun!

It also includes a dozen real-life interviews with singles, couples and those with children, from different backgrounds, age groups and stages of their money journey, including a few well-known public figures.

Financial joy can be achieved by anyone - and it can start today, not tomorrow.

power, for all

power, for all

Power, For All

A remarkably insightful read on what power is, how it's gained and lost, and how it can be used for good. The masterful analysis by two leading experts will make you rethink some of your most basic assumptions about influence' Adam Grant Power isn't just for the few at the top; it is potentially for everyone. You have power - and the power to use it. Power is one of the most misunderstood - and therefore vilified - concepts in our society. Most people assume power is predetermined by personality or wealth, or that it's gained by strong-arming others. Many write it off as inherently corrupt or 'dirty' and want nothing to do with it. But as pioneering researchers Julie Battilana and Tiziana Casciaro deftly show in Power, for All, power is the ability to influence someone else's behaviour. This influence is derived from having access to valued resources, which anyone can have, regardless of their income or status in life. Everyone has a resource to offer, so everyone has access to power. Battilana and Casciaro offer a timely, democratised vision of power. While hierarchies tend to stay in place because power is often sticky, by agitating, innovating and orchestrating change, they show how those with less power can challenge established structures to make them more balanced. They teach readers how to power-map their workplace to find who can create real change at work, plan for and cause sustaining power shifts, and understand the five motivations for seeking power - money and status, but also autonomy, achievement, affiliation and morality. They explore how these dynamics play out through vivid storytelling: as Donatella Versace successfully leads her brother's company after his death - despite having a title, but little influence; what social movements can learn from youth climate activists and how they can go farther; and how a manager can gain the trust of sceptical employees and improve the workplace. Ultimately, Power, for All demystifies the essential mechanisms for acquiring and using power for all people. Concentrated, accessible, and life-changing, Power, for All is the definitive guide to understanding and navigating power in our relationships, organisations and society.

bộ six crimson cranes 1

bộ six crimson cranes 1

Six Crimson Cranes

A princess in exile. Six enchanted cranes. An unspeakable curse.

A beautiful and immersive YA fantasy retelling of the Grimm brothers' The Six Swans fairytale, set in an East-Asian inspired world, by the author of Spin the Dawn.

'A dazzling fairy tale full of breathtaking storytelling' Stephanie Garber, Sunday Times bestselling author of Caraval

Shiori'anma, the only princess of Kiata, has a secret. Forbidden magic runs in her veins. And on the morning of her betrothal ceremony, Shiori loses control. At first, her mistake seems like a stroke of luck, forestalling the wedding she never wanted, but it also catches the attention of Raikama, her stepmother.

A sorceress in her own right, Raikama banishes the young princess, turning her brothers into cranes, and warning Shiori that she must speak of it to no one: for with every word that escapes her lips, one of her brothers will die.

Penniless, voiceless, and alone, Shiori searches for her brothers, and uncovers a dark conspiracy to seize the throne. Only Shiori can set the kingdom to rights, but to do so she must place her trust in a paper bird, a mercurial dragon, and the very boy she fought so hard not to marry. And she must embrace the magic she's been taught all her life to contain - no matter what it costs.

Praise for Six Crimson Cranes

'An unputdownable, sweeping fairytale that thrills as much as it delights' Kerri Maniscalco, #1 New York Times bestselling author of Kingdom of the Wicked

'This book is magic!' Kristin Cashore, New York Times bestselling author of Graceling

'A stunning remake of a fairytale' Chloe Gong, New York Times bestselling author of These Violent Delights

'This is a gem for all lovers of whimsical fantasy!' Natasha Ngan, New York Times bestselling author of Girls of Paper and Fire

king of scars 2: rule of wolves

king of scars 2: rule of wolves

King Of Scars 2: Rule Of Wolves

See the Grishaverse come to life on screen with the Netflix series, Shadow and Bone -- Season 2 premiering March 16, 2023! Discover what comes next for the daring rogue Nikolai in the riveting sequel to King of Scars.

The wolves are circling and a young king will face his greatest challenge in the explosive finale of the instant No.1 New York Times-bestselling King of Scars Duology.

The Demon King. As Fjerda's massive army prepares to invade, Nikolai Lantsov will summon every bit of his ingenuity and charm - and even the monster within - to win this fight. But a dark threat looms that cannot be defeated by a young king's gift for the impossible.

The Stormwitch. Zoya Nazyalensky has lost too much to war. She saw her mentor die and her worst enemy resurrected, and she refuses to bury another friend. Now duty demands she embrace her powers to become the weapon her country needs. No matter the cost.

The Queen of Mourning. Deep undercover, Nina Zenik risks discovery and death as she wages war on Fjerda from inside its capital. But her desire for revenge may cost her country its chance at freedom and Nina the chance to heal her grieving heart.

King. General. Spy. Together they must find a way to forge a future in the darkness. Or watch a nation fall.

Read all the books in the Grishaverse!

The Shadow and Bone Trilogy

(previously published as The Grisha Trilogy)
Shadow and Bone
Siege and Storm
Ruin and Rising

The Six of Crows Duology

Six of Crows
Crooked Kingdom

The King of Scars Duology

King of Scars
Rule of Wolves

The Language of Thorns: Midnight Tales and Dangerous Magic

The Severed Moon: A Year-Long Journal of Magic
The Lives of Saints

Praise for the Grishaverse

"A master of fantasy." -The Huffington Post

"Utterly, extremely bewitching." -The Guardian
"The best magic universe since Harry Potter." -Bustle
"This is what fantasy is for." -The New York Times Book Review
"[A] world that feels real enough to have its own passport stamp." -NPR
"The darker it gets for the good guys, the better." -Entertainment Weekly
"Sultry, sweeping and picturesque. . . . Impossible to put down." -USA Today
"There's a level of emotional and historical sophistication within Bardugo's original epic fantasy that sets it apart." -Vanity Fair
"Unlike anything I've ever read." -Veronica Roth, bestselling author of Divergent
"Bardugo crafts a first-rate adventure, a poignant romance, and an intriguing mystery!" -Rick Riordan, bestselling author of the Percy Jackson series

bộ the gilded wolves 1

bộ the gilded wolves 1

The Gilded Wolves 1

No one believes in them. But soon no one will forget them.

'A masterpiece of imagination' Stephanie Garber, Sunday Times bestselling author of Caraval

'Part political misadventure, part puzzle, and thoroughly charming, with a band of rapscallions and a string of surprises!' Holly Black, New York Times bestselling author of The Cruel Prince

Paris, 1889. The city is on the cusp of industry and power, and the Exposition Universelle has breathed new life into the streets and dredged up ancient secrets.

Here, no one keeps tabs on dark truths better than treasure hunter and wealthy hotelier Séverin Montagnet-Alarie. When the elite, ever-powerful Order of Babel coerces him to help them on a mission, Séverin is offered a treasure that he never imagined: his true inheritance.

To hunt down the ancient artifact the Order seeks, Séverin calls upon a band of unlikely experts: an engineer with a debt to pay; a historian banished from his home; a dancer with a sinister past; and a brother in arms if not blood.

Together they will join Séverin as he explores the dark, glittering heart of Paris. What they find might change the course of history - but only if they can stay alive.

From New York Times bestselling author Roshani Chokshi comes a novel set in Paris during a time of extraordinary change - one that is full of mystery, decadence, and dangerous desires . . .

'This is a book to swan-dive into, swim around in, luxuriate in. Trust me, you won't want to come out' Laini Taylor, New York Times bestselling author of Strange the Dreamer

'A gorgeously layered story, with characters that make you laugh and ache and cheer' Renée Ahdieh, New York Times bestselling author of The Wrath & the Dawn

verity

verity

Verity

OVER 3 MILLION COPIES SOLD - THE NO.1 BESTSELLER AND TIKTOK SENSATION, FROM THE AUTHOR OF IT ENDS WITH US

Are you ready to stay up all night? Rebecca meets Gone Girl in this shocking, unpredictable thriller with a twist that will leave you reeling . . .

Lowen Ashleigh is a struggling writer on the brink of financial ruin when she accepts the job offer of a lifetime. Jeremy Crawford, husband of bestselling author Verity Crawford, has hired Lowen to complete the remaining books in a successful series his injured wife is unable to finish.

Lowen arrives at the Crawford home, ready to sort through years of Verity's notes and outlines, hoping to find enough material to get her started. What Lowen doesn't expect to uncover in the chaotic office is an unfinished autobiography Verity never intended for anyone to read. Page after page of bone-chilling admissions, including Verity's recollection of the night their family was forever altered.

Lowen decides to keep the manuscript hidden from Jeremy, knowing its contents would devastate the already-grieving father. But as Lowen's feelings for Jeremy begin to intensify, she recognizes all the ways she could benefit if he were to read his wife's words. After all, no matter how devoted Jeremy is to his injured wife, a truth this horrifying would make it impossible for him to continue loving her . . .

If you loved Verity, don't miss the special collector's edition golden hardback coming this autumn, including an exclusive never-before-seen final chapter. Available to order now.

500,000 READERS HAVE ALREADY GIVEN VERITY FIVE STARS

'One of the best thrillers I have ever read' *****

'Powerful, mind-blowing and emotional' *****

'The plot twists and that ending came out of nowhere' *****

'There are no words. Bravo' *****

'Dark, creepy, and one hundred per cent original' *****

'I NEEDED to know how this was going to end' *****

'Left me completely speechless' *****

seven days in june

seven days in june

Seven Days In June

A REESE WITHERSPOON BOOK CLUB PICK

THE INSTANT NEW YORK TIMES BESTSELLER (JUNE 2021)

'A sexy, modern love story' Reese Witherspoon

'I absolutely loved it' Jodi Picoult

Seven days to fall in love, fifteen years to forget, and seven days to get it all back again...

When Eva Mercy, a single mother and bestselling erotica writer, and the enigmatic, award-winning novelist Shane Hall meet at a literary event in New York, sparks fly. But what no one knows is that fifteen years earlier, teenage Eva and Shane spent one week together, madly in love. While they may pretend to be strangers, they can't deny their chemistry.

Over the next seven days, amidst a steamy Brooklyn summer, Eva and Shane reconnect. But Eva is wary of the man who broke her heart and wants Shane out of the city so her life can return to normal. Before he disappears, though, she needs a few questions answered . . .

With its keen observations of creative life in America today, as well as the joys and complications of being a mother and a daughter, Seven Days in June is a hilarious, romantic, and sexy-as-hell story of two writers discovering their second chance at love.

'Deliciously witty' Zoella Book Club

'Hilarious, romantic and incredibly sexy' Hello!

'An absolute page turner . . . exuding love, hope and desire' Evening Standard

'Electric and alive' Kirkus

'A captivating love story' Melan Mag

'A vision of life as it truly is: complications and difficulties punctuated by profound joy' Rumaan Alam

every summer after

every summer after

Every Summer After

'A radiant debut' EMILY HENRY

THE NEW YORK TIMES BESTSELLER!

Six summers to fall in love. One moment to fall apart. A weekend to get it right.

They say you can never go home again, and for Persephone Fraser that has felt too true for the last decade, ever since she made the biggest mistake of her life. Instead of glittering summers on the lakeshore of her childhood, she spends them in a stylish apartment in the city, going out with friends, and keeping everyone a safe distance from her heart.

Until the day she gets a call that sends her racing back to Barry's Bay and into the orbit of Sam Florek - the man she never thought she'd have to live without.

For six summers, through hazy afternoons on the water and warm summer nights working in his family restaurant and curling up together with books, Percy and Sam had been inseparable. And slowly that friendship turned into something breathtakingly more, before it fell spectacularly apart.

When Percy returns to the lake, their connection is as undeniable as it had always been. Percy must confront the decisions she's made and the years she's spent punishing herself for them, in order to determine, once and for all, whether their love might be bigger than the biggest mistakes of their past.

Told over the course of six years and one weekend, Every Summer After is a big, sweeping nostalgic story of love and the people and choices that mark us forever.

'The magic and romance of summer is palpable' Popsugar

'Your next must-read beach-read' Ashley Audrain

'A sweet story about second chances, and how the future we imagine for ourselves is never quite what it turns out to be' Jodi Picoult

'Perfect for those who covet steamy summer dock days and second-chance love stories. I devoured it!' Karma Brown

'A quintessential summer novel, full of longing and lost love, and hits on so many beloved tropes' BuzzFeed

summoner 1: the novice

summoner 1: the novice

Summoner 1: The Novice

ONE BOY'S POWER TO SUMMON DEMONS WILL CHANGE THE FATE OF AN EMPIRE ...

Demons, magic and epic adventure - introducing the first book in the New York Times bestselling Summoner Trilogy...

Fletcher was nothing more than a humble blacksmith's apprentice, when a chance encounter leads to the discovery that he has the ability to summon demons from another world. Chased from his village for a crime he did not commit, he must travel with his demon to the Vocans Academy, where the gifted are trained in the art of summoning.

The academy will put Fletcher through a gauntlet of gruelling lessons, training him as a battlemage to fight in the Hominum Empire's war against the savage orcs. Rubbing shoulders with the children of the most powerful nobles in the land, Fletcher must tread carefully. The power hungry Forsyth twins lurk in the shadows, plotting to further their family's interests. Then there is Sylva, an elf who will do anything she can to forge an alliance between her people and Hominum, even if it means betraying her friends. Othello is the first ever dwarf at the academy, and his people have long been oppressed by Hominum's rulers, which provokes tension amongst those he studies alongside.

Fletcher will find himself caught in the middle of powerful forces, with nothing but his demon Ignatius to help him. As the pieces on the board manoeuvre for supremacy, Fletcher must decide where his loyalties lie. The fate of an empire is in his hands ...

BONUS MATERIAL: Find out more about Demons in an illustrated DEMONOLOGY - exclusive to this paperback edition.

'Friendship, loyalty, magic and political intrigue beckon ...' The Bookseller

the ex hex

the ex hex

The Ex Hex

THE TIKTOK SENSATION! The Ex Hex is a spellbinding rom-com with a twist, think Practical Magic in Gilmore Girls' Stars Hollow . . .

'A spooky romantic comedy treat that had me sighing at one page, laughing out loud at the next' TESSA BAILEY

New York Times bestselling author Rachel Hawkins, writing as Erin Sterling, casts a spell with a spine-tingling romance full of wishes, witches, and hexes gone wrong.

Return to magical Graves Glen in The Kiss Curse - out now!

Readers are LOVING The Ex Hex!

'If Sabrina the Teenage Witch and Gilmore Girls had a book baby, it would be THE EX HEX. And yes, it's just as glorious as it sounds!'

'I loved and adored everything about this book . . . everything I was looking for! 5/5 stars!'

'The vibes were immaculate'

'One of the best rom-coms I've read all year! . . . It's Practical Magic meets Gilmore Girls and I am a hundred percent OBSESSED!'

'Definite Gilmore Girls vibes but with more magic and sex'

'A fantastic romance with more than a touch of magic'

'This book is pitched as Hocus Pocus, but it bangs and it certainly did'

.........................................

'You broke my heart, Rhys Penhallow. And we curse you. You and your whole stupid, hot line.'

Vivienne Jones handled the biggest break-up of her life the way that any witch would: vodka, bubble baths, and a curse on her ex.

That was nine years ago. Now Rhys Penhallow, descendant of the town's founders, breaker of hearts and still irritatingly gorgeous, is back. Rhys has returned to the quaint town of Graves Glen to recharge the ley lines and make an appearance at the annual fall festival. But when his every move results in calamity, Vivi realises that hexing her ex might not have been so harmless after all . . .

As the curse starts to affect the magic of the town, resulting in murderous wind-up toys, an outraged ghost, and a surprisingly talkative cat, Vivi and Rhys must put their personal feelings aside and work together to break the curse and save not just the town, but also Rhys's life.

.........................................

Praise for The Ex Hex, an unmissable treat!

'Sterling's novel is ultimately crisp and sweet, like biting into the perfect caramel apple . . . will sweep readers up into a world of whimsical magic' Kirkus

'Filled with delightful witchiness and humor . . . a fluffy Halloween treat' Publishers Weekly

'A delightful and witty take on witchy mayhem' PopSugar

'You can't help but smile and laugh while reading The Ex Hex . . . Perfect for anyone who needs more witchy content in their lives' The Nerd Daily

dr ruth galloway mysteries 14: the locked room

dr ruth galloway mysteries 14: the locked room

Dr Ruth Galloway Mysteries 14: The Locked Room

**THE NUMBER ONE SUNDAY TIMES BESTSELLER**

Forensic archaeologist Dr Ruth Galloway and DCI Harry Nelson are on the hunt for a murderer when Covid rears its ugly head. But can they find the killer despite lockdown?

'GALLOWAY NOW SEEMS AS REAL AS MARPLE AND MORSE' The Times

'INTENSELY ATMOSPHERIC AND GREAT' India Knight

Forensic archaeologist Dr Ruth is in London clearing out her mother's belongings when she makes a surprising discovery: a photograph of her Norfolk cottage taken before Ruth lived there. Her mother always hated the cottage, so why does she have a picture of the place? The only clue is written on the back of the photo: Dawn, 1963.

Ruth returns to Norfolk determined to solve the mystery, but then Covid rears its ugly head. Ruth and her daughter are locked down in their cottage, attempting to continue with work and home-schooling. Happily, the house next door is rented by a nice woman called Zoe, who they become friendly with while standing on their doorsteps clapping for carers.

Nelson, meanwhile, is investigating a series of deaths of women that may or may not be suicide. When he links the deaths to an archaeological discovery, he breaks curfew to visit the cottage where he finds Ruth chatting to her neighbour whom he remembers as a carer who was once tried for murdering her employer.

Only then her name wasn't Zoe. It was Dawn.

********************************

PRAISE FOR THE LOCKED ROOM

'Intelligent and gripping' Daily Express

'A terrific story' The Times

'This is Griffiths on top form' Mail on Sunday

'Charming from start to finish' Irish Independent

bộ shadow and bone book 3: ruin and rising

bộ shadow and bone book 3: ruin and rising

Shadow And Bone Book 3: Ruin And Rising

See the Grishaverse come to life on screen with Shadow and Bone, now a Netflix original series.

Enter the Grishaverse with book three of the Shadow and Bone Trilogy by number one New York Times-bestselling author Leigh Bardugo. Perfect for fans of Laini Taylor and Sarah J. Maas.

Now with a stunning new cover and exclusive bonus material: The Demon in the Wood (a Darkling prequel story) and a Q&A with Leigh Bardugo.

Soldier. Summoner. Saint.The nation's fate rests with a broken Sun Summoner, a disgraced tracker, and the shattered remnants of a once-great magical army.

The Darkling rules from his shadow throne while a weakened Alina Starkov recovers from their battle under the dubious protection of the zealots who worship her as a Saint. Now her hopes lie with the magic of a long-vanished ancient creature and the chance that an outlaw prince still survives.

As her allies and enemies race toward war, only Alina stands between her country and a rising tide of darkness that could destroy the world. To win this fight, she must seize a legend's power - but claiming the firebird may be her ruin.

Read all the books in the Grishaverse!

The Shadow and Bone Trilogy

(previously published as The Grisha Trilogy)
Shadow and Bone
Siege and Storm
Ruin and Rising

The Six of Crows Duology

Six of Crows
Crooked Kingdom

The King of Scars Duology

King of Scars
Rule of Wolves

The Language of Thorns: Midnight Tales and Dangerous Magic

The Severed Moon: A Year-Long Journal of Magic
The Lives of Saints

Praise for the Grishaverse

"A master of fantasy." -The Huffington Post

"Utterly, extremely bewitching." -The Guardian
"The best magic universe since Harry Potter." -Bustle
"This is what fantasy is for." -The New York Times Book Review
"[A] world that feels real enough to have its own passport stamp." -NPR
"The darker it gets for the good guys, the better." -Entertainment Weekly
"Sultry, sweeping and picturesque. . . . Impossible to put down." -USA Today
"There's a level of emotional and historical sophistication within Bardugo's original epic fantasy that sets it apart." -Vanity Fair
"Unlike anything I've ever read." -Veronica Roth, bestselling author of Divergent
"Bardugo crafts a first-rate adventure, a poignant romance, and an intriguing mystery!" -Rick Riordan, bestselling author of the Percy Jackson series

factfulness: ten reasons we're wrong about the world - and why things are better than you think

factfulness: ten reasons we're wrong about the world - and why things are better than you think

Factfulness

Factfulness: The stress-reducing habit of only carrying opinions for which you have strong supporting facts.

When asked simple questions about global trends—what percentage of the world’s population live in poverty; why the world’s population is increasing; how many girls finish school—we systematically get the answers wrong. So wrong that a chimpanzee choosing answers at random will consistently outguess teachers, journalists, Nobel laureates, and investment bankers.

In Factfulness, Professor of International Health and global TED phenomenon Hans Rosling, together with his two long-time collaborators, Anna and Ola, offers a radical new explanation of why this happens. They reveal the ten instincts that distort our perspective—from our tendency to divide the world into two camps (usually some version of us and them) to the way we consume media (where fear rules) to how we perceive progress (believing that most things are getting worse).

Our problem is that we don’t know what we don’t know, and even our guesses are informed by unconscious and predictable biases.

It turns out that the world, for all its imperfections, is in a much better state than we might think. That doesn’t mean there aren’t real concerns. But when we worry about everything all the time instead of embracing a worldview based on facts, we can lose our ability to focus on the things that threaten us most.

Inspiring and revelatory, filled with lively anecdotes and moving stories, Factfulness is an urgent and essential book that will change the way you see the world and empower you to respond to the crises and opportunities of the future.

Tải Sách là website thư viên sách chia sẻ tài liệu sách với nhiều định dạng pdf/epub/mobi/prc/azw3 được tổng hợp mới nhất. Bạn có thể đọc online hoặc download về các thiết bị di động, máy tính, máy đọc sách để trải nghiệm.

Liên Hệ